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Insurance law & disputes specialists

Stuart is a master in this niche area of law. He clearly relishes getting into the details.
Chambers & Partners, 2025
Of the 20 firms noted for Policyholder Litigation, Wynterhill is one of only 3 benchmarked for client satisfaction reflecting exceptionally high scores for client service and client experience.
Legal 500, 2025
Dan is very tenacious. He always finds good outcomes for his clients and he has great expertise.
Chambers & Partners, 2025
They are good at what they do, representing policyholders in insurance disputes. They take a more pragmatic and realistic approach to their competitors in terms of seeking compromise if one is available.
Legal 500, 2025
We genuinely feel that we could not have a better legal team.
Legal 500, 2025
Wynterhill stand out for their proactive, strategic advice and client-focused and flexible approach. The team explain complex legal issues without lots of detail and make clear recommendations.
Chambers & Partners, 2026
Wynterhill have excellent, in-depth technical knowledge and expertise. The team can quickly identify and understand the issues. They take a practical approach and have a wide range of skill sets.
Chambers & Partners, 2026
Stand out partners to me are Dan Brooks, Roger Jones, Michael Howard and Stuart Hill, all exceptional lawyers.
Legal 500, 2026
A well-known and reputable firm advising on insurance coverage matters.
Legal 500, 2026

Wynterhill is a highly experienced commercial disputes practice based in the City of London that is focused on insurance law, professional negligence and dispute resolution. 

Insurance law specialists

Our approach is informed by our collective decades of experience of resolving disputes with insurers. We have advised clients from a range of sectors with business-critical claims. We have a track record of achieving results in difficult circumstances. We also advise on policy wordings. Our policy drafting is influenced by our claims experience; our disputes work benefits from our policy drafting. 

For more information, please see: 

Our Practice Areas

Professional negligence specialists

We act for individuals and businesses that have suffered financial loss as a result of the negligence of professionals. We have successfully pursued group claims on behalf of multiple individuals against the same professional. We understand the strategy that drives the defence of such claims because of our team’s unique experience of having acted for insurers.

For more information, please see:

Professional Negligence

Our approach

We present and pursue claims in ways that get them paid. We know if there’s a deal to be struck and when there’s a fight to be had. Our team’s insight into the market allows us to advise strategically at all stages of the life of a claim. 

For more information, please see:

Our Approach

Acknowledgements

Wynterhill is one of the few firms in the UK ranked by both Chambers & Partners and the Legal 500 for providing specialist advice to policyholders. We have been praised in particular for our high levels of client service. 

Our team

Our team is made up of senior people who have practiced in the insurance market for a considerable period. We understand not only insurance law but also the commercial realities underpinning the resolution of insurance disputes. Our team has developed a strong professional negligence practice alongside our insurance focused work. 

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Our People

Collaborations

We regularly work with other insurance professionals including: insurance brokers, loss adjusters, loss assessors and academics. We are also involved in various professional bodies within the industry seeking to influence developments in law and practice. 

We are delighted to accept invitations to give talks and training to clients, brokers and trade associations.

View of St Paul's Cathedral from Fleet Street and the Royal Courts of Justice

Fair Presentation and the Counterfactual Question

This article examines the growing role of counterfactual analysis in determining remedies for breaches of the duty of fair presentation. It considers the relationship between materiality, inducement and proportionate remedies under the Insurance Act 2015, with reference to recent judicial decisions and the broader evolution of insurance law.
The next step in the reform of insurance law

The next step in the reform of insurance law

Unlike large parts of insurance contract law, claims conditions do not build upon the scaffolding of a statutory codification. The effect of the clauses is determined by their wording, properly interpreted. 

Despite the recent reform of insurance law, and a consistent level of litigation, very little has changed in this area. It is one of the last great areas of ‘common law’ insurance law not subject to the statutory reform.
Different perspectives on insurance law and practice

Different perspectives on insurance law and practice

Insurance disputes lawyers churn out a huge amount of comment on recent cases and other legal developments. The form and content of such pieces demonstrates considerable uniformity.  The mindsets of insurance litigators are more alike than any individual within that group might care to admit. In an effort to do something different, Wynterhill has commissioned Professor James Davey and Dr Katie Richards, leading insurance law academics from Bristol University, to produce a series of short thought pieces on insurance law in the UK, with Wynterhill’s contribution being limited to providing, if relevant, examples of our experiences in the contested claims arena.